The purpose of this publication is to answer questions that many people have about personal injury claims and no-fault insurance benefits. We wrote this to help people be better informed about their rights when they have been injured. We have found that many people do not know as much as they would like to know about their basic rights when they have been hurt. We hope this helps by providing answers to common questions that arise following an accident.
If you would like to schedule a initial consultation contact an Kansas car / boat / semi accident attorney, representing clients in Wichita at McCullough, Wareheim & LaBunker, P.A. Give us a call at (785) 233-2362 or complete our inquiry form.
This first part of the material deals with Personal Injury cases. The second section covers "No-Fault" insurance, a type of coverage that is unique to all car and some motorcycle insurance policies.* "No-fault" insurance benefits are frequently also called Personal Injury Protection benefits. These are benefits available to you because you own an insured automobile. If you use either term, PIP or no-fault, your insurance agent, claims adjuster and lawyer will know what you are talking about.
Laws concerning no-fault or PIP benefits were passed in the mid-1970'is in Kansas. These laws were passed to make it easier for people to get the benefits they needed when injured in automobile accidents.
The idea behind this law was that you go straight to your own insurance company for payment of medical bills and loss of earnings without regard to whose fault the accident was, hence the name "no-fault." Before "no fault", insurance companies would deny payment on bills and loss of earnings claiming the other company's driver was at fault and therefore they owed nothing on the claim. The passage of "no fault" put an end to this denial of payment making it easier to for people to get the medical treatment and income replacement they need after a serious accident.
It is hoped that this guide provides some of the answers you are looking for. It should only be used as a guide to general situations. The law is always changing. For specific problems, you need to seek and obtain qualified advice.
* In Kansas, PIP coverage is not mandatory on motorcycle policies like it is with car policies.
McCULLOUGH, WAREHEIM & LaBUNKER, P.A.
On behalf of McCULLOUGH, WAREHEIM & LaBUNKER, P.A. we hope this material will be of benefit to you in answering your questions relative to wrongful death. Contact one of our slip fall injury lawyers representing clients in Wichita, Kansas (and throughout the State of Kansas) today to schedule your initial consultation.